Traveling across borders has never been easier than it is today. Whether you’re a frequent flyer, a backpacker exploring new cultures, or a business traveler hopping between meetings, managing your money safely and conveniently is crucial. That’s where a travel card comes in. A travel card simplifies the way you handle your finances abroad by allowing you to carry multiple currencies, make payments easily, and avoid the hassle of currency exchange lines.
Among the many options available, one card that stands out—especially for travelers in Thailand—is the Krungthai Travel Card, also known as the KTB Travel Card. But before diving deep into what makes it special, let’s explore what a travel card actually is, why it matters, and how it can make your journeys smoother.
What is a Travel Card (travel card คือ)?
A travel card คือ บัตรที่ออกแบบมาเพื่อช่วยให้นักท่องเที่ยวสามารถใช้จ่ายในต่างประเทศได้สะดวกยิ่งขึ้น โดยไม่ต้องพกเงินสดจำนวนมาก หรือเสียค่าธรรมเนียมสูงจากการรูดบัตรเครดิต. In simple English, a travel card is a prepaid foreign currency card that you can load with multiple currencies before you travel. It allows you to make transactions in local currency wherever you are, usually with lower fees than your regular debit or credit card.
For instance, if you’re heading from Bangkok to Tokyo or from Chiang Mai to London, your travel card lets you spend in yen or pounds without worrying about currency conversion on each purchase.
Comparison Table: Top Travel Cards for International Use
Below is a quick comparison of some of the best travel cards available for international travelers. This table highlights their features, benefits, and limitations.
| Travel Card Name | Main Currencies Supported | Top Benefits | Annual Fee | Ideal For |
| Krungthai Travel Card (KTB Travel Card) | 10+ major currencies | Easy top-up via KTB netbank, secure chip tech | Free | Thai travelers & students |
| Wise Multi-Currency Card | 50+ currencies | Real-time exchange rates, global use | No monthly fee | Frequent global travelers |
| Revolut Card | 30+ currencies | Budget tracking, virtual cards | Free basic plan | Tech-savvy users |
| HSBC Everyday Global Card | 10+ currencies | Linked to savings account, ATM access | Free | Regular travelers |
| Citi Global Wallet | 8 currencies | Linked to existing Citi account | Varies | Citi account holders |
Second Comparison Table: Krungthai Travel Card vs Regular Credit Cards
| Feature | Krungthai Travel Card (บัตร Travel Card กรุงไทย) | Regular Credit Card |
| Currency Conversion Fee | Very low | High (2-3%) |
| Preload Option | Yes (multi-currency preload) | No |
| ATM Withdrawal Fee | Low | Moderate to high |
| Fraud Protection | Strong (PIN + chip) | Varies by bank |
| Control via App | Yes, through Krungthai NEXT | Sometimes |
| Usage Abroad | Direct in local currency | Converted from THB |
| Best For | Travelers, students abroad | General domestic use |
Why Choose the Krungthai Travel Card (KTB Travel Card)?
The Krungthai Travel Card, or KTB Travel Card, is specifically designed to cater to the needs of Thai travelers who want to enjoy smooth, secure, and convenient financial transactions overseas. This travel card กรุงไทย eliminates the need to carry large amounts of cash, reduces the risk of theft, and gives users full control over their spending.
With this card, you can load multiple currencies such as USD, EUR, GBP, JPY, HKD, SGD, and more. The exchange rates are competitive, and you can top up instantly using your Krungthai NEXT app—a digital convenience that most travelers appreciate.
บัตร Travel Card กรุงไทย ใช้ยังไง (How to Use Krungthai Travel Card)
Many people often ask, “บัตร Travel Card กรุงไทย ใช้ยังไง?” The answer is simple and convenient:
- Apply for the card at any Krungthai Bank branch.
- Activate it via the Krungthai NEXT mobile application.
- Load money onto your card in your desired currency before you travel.
- Use it abroad just like a normal debit card—for shopping, dining, transport, or withdrawing cash.
- Check your balance and transactions in real-time through the app.
This means that even if you’re shopping in Japan, sipping coffee in London, or staying at a hotel in Singapore, you can pay directly in the local currency, avoiding hidden conversion fees and complex exchange rates.
Features of the Krungthai Travel Card
The Krungthai Travel Card comes loaded with features that make it one of the best in its category:
- Supports 10+ currencies in a single card
- Chip-based security for fraud prevention
- Real-time notifications for each transaction
- Reloadable anytime, anywhere via the Krungthai NEXT app
- No annual or issuance fee (as of the latest update)
- Balance management through digital tools
- Accepted globally at millions of Visa and Mastercard merchants
Benefits of Using a Travel Card
Using a travel card, especially one like the KTB Travel Card, offers several benefits over using cash or credit cards.
- Safety and Security – Losing cash abroad is a nightmare. A travel card, however, can be blocked immediately if lost.
- Budget Control – Since it’s prepaid, you only spend what you load.
- Convenience – No need to visit money changers or calculate conversions.
- Better Exchange Rates – Most banks, including Krungthai, offer competitive exchange rates for their travel cards.
- Multi-Currency Flexibility – Hold different currencies at once and use them across multiple destinations.
Travel Card vs Forex Cash
If you’re wondering whether a travel card คือ better than carrying foreign cash, the answer is almost always yes. A travel card provides digital convenience, reduced risk, and better control.
For example, if the Thai Baht fluctuates during your trip, your preloaded card balance remains stable—you won’t lose money from exchange rate volatility.
Step-by-Step: Getting Your Krungthai Travel Card
- Visit a Krungthai Bank branch with your passport or ID card.
- Fill in the application form for the KTB Travel Card.
- Receive your card instantly.
- Activate it through the Krungthai NEXT app.
- Top-up your preferred currency.
- Start using it abroad!
It’s that simple. The process takes less than 15 minutes in most cases.
Managing Your KTB Travel Card on the Go
The Krungthai NEXT app provides complete control. You can check your remaining balance, review your transaction history, or reload your card directly from your phone. You can even lock or unlock your card if you misplace it—adding an extra layer of safety.
This integration between the travel card กรุงไทย and the digital app makes it a perfect financial companion for the modern traveler.
Tips to Use the Krungthai Travel’s Card Effectively
- Load currencies before travel to lock in favorable exchange rates.
- Keep a backup card in case of loss or theft.
- Monitor spending using the app’s real-time transaction updates.
- Avoid dynamic currency conversion at foreign terminals; always pay in local currency.
- Check exchange rate differences in the app before reloading.
Common Problems and How to Solve Them
Even though the KTB Travel Card is convenient, users may encounter small issues such as:
- Declined transactions: Usually due to insufficient funds or unsupported merchant systems.
- Forgotten PIN: Can be reset via the Krungthai NEXT app.
- Blocked card: Contact Krungthai customer support for instant reactivation.
These are minor and easily resolved within minutes.
Who Should Use a Krungthai Travel Card’s?
This card is ideal for:
- Students studying abroad
- Tourists exploring multiple countries
- Business travelers managing global payments
- Families on international vacations
In short, anyone who travels outside Thailand can benefit from using a Krungthai Travel Card.
Comparison with Other Travel Cards Worldwide
While cards like Wise, Revolut, and HSBC Global Card are well-known globally, the KTB Travel Card stands out for Thai users because it combines local convenience with global access. You can reload in Thai Baht, enjoy competitive conversion rates, and track spending in your language—all while benefiting from Visa’s worldwide acceptance network.
Security and Fraud Protection
Security is a top priority when traveling. The KTB Travel Card includes:
- EMV chip for data protection
- PIN verification for every transaction
- Real-time fraud alerts
- Temporary lock and unlock feature via app
This ensures peace of mind, especially when using ATMs abroad.
Best Destinations to Use the Krungthai Travel Card’s
Whether you’re going to Japan, South Korea, Singapore, the UK, or the US, this card performs seamlessly. Since it supports multiple currencies, you can switch from yen to dollars instantly without paying conversion fees on every purchase.
Environment-Friendly Financial Tool
Using a travel card reduces the need for printing receipts, paper currency, and physical exchange slips. Krungthai’s digital-first approach supports eco-conscious financial practices.
Future of Travel Cards
With digital banking expanding rapidly, the future of travel cards is bright. Soon, virtual travel cards and instant top-ups through digital wallets will become the norm. Krungthai Bank is already working on innovations that will integrate travel cards with global payment platforms for even smoother user experiences.
Final Thoughts
The Krungthai Travel Card (KTB Travel Card) is an excellent financial tool for anyone who loves to travel. It combines the reliability of Krungthai Bank with the convenience of global Visa acceptance, providing peace of mind for travelers around the world.
If you’ve ever wondered “บัตร travel card กรุงไทย ใช้ยังไง” or “travel card คืออะไร”, now you know—it’s your ticket to easy, safe, and convenient international payments.
FAQs
Q1: What is a travel card’s คือ?
A: A travel’s card คือ บัตรเติมเงินที่ใช้สำหรับจ่ายเงินในต่างประเทศ โดยสามารถเติมเงินหลายสกุลเงินได้และใช้แทนเงินสดได้ทั่วโลก.
Q2: How do I apply for a Krungthai Travel Card’s?
A: Visit any Krungthai Bank branch with your ID or passport, apply for the card, activate it via Krungthai NEXT, and start loading money.
Q3: Can I use my KTB Travel Card’s online?
A: Yes, it can be used for online purchases on international websites that accept Visa or Mastercard.
Q4: What currencies does the Krungthai Travel Card’s support?
A: It supports over 10 major currencies including USD, EUR, GBP, JPY, SGD, and HKD.
Q5: Is there any fee to use the Krungthai Travel Card’s abroad?
A: Generally, there are minimal fees. ATM withdrawals may incur a small charge depending on the network.
Q6: What should I do if I lose my travel card’s?
A: Immediately lock it via the Krungthai NEXT app or contact Krungthai customer service for assistance.
Q7: Is the Krungthai Travel Card’s better than carrying cash?
A: Absolutely. It’s safer, more convenient, and provides better exchange rates compared to physical currency.
